Pay-to-Play Sports

Pay-to-Play SportsImagine for a moment the significance of the following quote today, versus 10, 15 or 20 years ago by NFL Hall of Fame linebacker Mike Singletary:

“Do you know what my favorite part of the game is?”

“The opportunity to play.”

Twenty, fifteen or even ten years ago, very few communities could relate to this quote because high school students were able to compete in athletics without worrying about money.

Today, many high schools are unable to cover these costs and unfortunately the list of schools that utilize “pay-to-play,” continues to grow each year.

For those that are not familiar, pay-to-play means that in order to compete in high school athletics, a student and/or his family must cover the financial burden.

Pay-to-play costs vary, based upon the school district and based upon the individual sport. It is very common for sports to cost anywhere from $75-$700 per year (and rising).

Examples of school systems in Northeast Ohio that have the pay to play system in place include Stow-Monroe Falls City Schools, Riverside City Schools in Painesville and Barberton City Schools.

We strive to help those individuals cover the costs of athletics as the last thing that we want is for students to not play sports as a result of the pay to play system.

Athletics provide young people with valuable skills such as how to become a leader, compete as a part of a team and deal with the adversity that comes during games and practices.

These are necessary life skills and it should not be discounted that competing on a team is a lasting memory for many individuals.

We look forward to working with students as well as the local high schools to provide scholarship opportunities to eliminate or alleviate the cost of pay-to-play sports.

Paying for Summer Camps

Honesty, Caring, RespectOne of the most unique aspects of your free TDS membership is the opportunity to utilize scholarship money on summer camps. The types of summer camp opportunities are truly incredible, from academic camps to rec camps to sleep away camps and everywhere in between.

We believe strongly that summer camps, regardless of their focus, promote teamwork and help young people develop socially.

Our goal is to not only help our members pay for camps, but to work with summer camps specifically on ways to partner. The cost of camps range greatly, depending on what an individual is looking for.

According to the American Camp Association (ACA) in 2012, a nationwide network of over 2,400 accredited camps that has been in existence for over 100 years, day camps range from $304 a week to $500 plus.

Additionally, sleep away camps can cost anywhere from $690 a week to upwards of $2,000 per week, so the expenses associated with these camping opportunities can add up.

For more information on ACA accredited camps, visit their website here: http://www.acacamps.org/

Pre-School Expenses

Pre-School ExpensesWhile the cost of higher education often dominates the headlines, parents of young children have a more pressing short-term issue at hand in 2014: How to pick and pay for the right pre-school.

These formative years are just crucial for the development of young boys and girls to develop into mature young men and woman so parents take these decisions very seriously. Let’s take a moment and examine the costs of Pre-School.

According to the National Association of Child Care Resource & Referral Agencies (NACCRRA), average pre-school costs range from an astonishing $4,460 to $13,158 per year!

This breaks down to $372 to $1,100 per month and will vary based upon the quality of the school. The amount of hours and days per week will also help to determine the true cost of a pre-school education.

For a list of some of the pre-schools schools in the Greater Cleveland area, click on the following link:

http://www.savvysource.com/preschools/oh/cleveland

We strive to help families combat these costs as we understand how important pre-school is. We look forward to working with pre-schools in the area as well to provide the best possible experience for TDS members.

The High Cost of Higher Education

The High Cost of Higher EducationWe are committed to helping families cover not just the cost of education but also strive to help cover the costs of educational opportunities. We consider educational opportunities to be anything that helps promotes education, be it in an academic sense or in a social sense.

Young people not only grow in the classroom but they grow while at summer camp, while playing a sport, while learning a new instrument or while attending a convention for their youth group.

The possibilities are endless and the need is tremendous, across not only the Greater Cleveland area but throughout the United States.

While we care about helping out families in any way possible, we want to focus for a moment on the ever-increasing costs of higher education. The numbers are simply staggering when considering the true cost of college, by that we mean not just tuition but books, travel expenses, meal plans, living expenses, and other miscellaneous fees that are added into the total college bill.

It is important for students and parents alike to understand exactly what the true cost of a college education is, when determining which school is the right fit.

Sticking to just tuition for a moment, the CollegeBoard estimated that the average cost of annual tuition for the 2012-2013 school year ranged from $3,131 for public two-year institutions (community colleges) to $29,056 for private four-year institutions.

However, when factoring in the full “cost of attendance” (which attempts to determine the true cost of college), the picture changes considerably. Take Ohio State University in Columbus for example, the CollegeBoard estimated a cost of attendance of $23, 587 for first-year students living on campus.

This means that the four-year cost at Ohio’s largest public school is going to be north of $100,000 (when also factoring in that colleges increase their costs each year).

What if a family is trying to pay for two kids? What about three, four or five kids? What about having multiple kids in school at the same time?

The numbers continue to skyrocket for families each year, regardless of the economic landscape.

For select private universities, this annual cost of attendance climbs considerably, with Case Western Reserve University’s 2013 Cost of Attendance number listed at $58, 248 for example.

Heading out of state to a public university such as Indiana University at Bloomington (2014 annual estimate for Cost of Attendance is $46,852), also promises to cost families upwards of $175-$200,000 per student, for a four-year education.

The other factor to remember is: what happens if a student does not graduate in four years? While this practice is still very possible if a student chooses the right school and is able to identify a major, the United States Department of Education determined that in 2013, 34% of students that earned a Bachelor’s Degree did so in 5-6 years.

We can go all day with statistics but the bottom line is very simple: Higher Education is very expensive.

We hope that this information is helpful and strongly recommend careful planning when choosing a college. Make sure to research what is available through financial aid, be it from the university, the federal government and/or from the state (when applicable).